:root {
  --navy: #14106f;
  --blue: #0f93cb;
  --cyan: #66ccd2;
  --green: #1fb772;
  --ink: #101525;
  --muted: #5e697d;
  --line: #dce8ef;
  --soft: #f4f9fb;
  --white: #ffffff;
  --shadow: 0 24px 50px rgba(15, 31, 56, 0.16);
}

* {
  box-sizing: border-box;
}

html {
  scroll-behavior: smooth;
}

body {
  margin: 0;
  min-height: 100vh;
  color: var(--ink);
  background: #ffffff;
  font-family: Arial, Helvetica, sans-serif;
}

a {
  color: inherit;
}

.site-header {
  position: sticky;
  top: 0;
  z-index: 10;
  min-height: 78px;
  display: flex;
  align-items: center;
  justify-content: space-between;
  gap: 24px;
  padding: 14px clamp(18px, 5vw, 68px);
  background: rgba(255, 255, 255, 0.94);
  border-bottom: 1px solid rgba(20, 16, 111, 0.12);
  backdrop-filter: blur(12px);
}

.brand img {
  display: block;
  width: 164px;
  height: auto;
}

.nav-links {
  display: flex;
  align-items: center;
  gap: 24px;
  color: #26314c;
  font-size: 0.95rem;
  font-weight: 800;
}

.nav-links a,
.header-action,
.primary-action,
.secondary-action,
.cta-band a {
  text-decoration: none;
}

.header-action,
.primary-action,
.cta-band a {
  display: inline-flex;
  align-items: center;
  justify-content: center;
  min-height: 46px;
  border-radius: 6px;
  padding: 0 18px;
  background: var(--green);
  color: #ffffff;
  font-weight: 900;
  box-shadow: 0 12px 24px rgba(31, 183, 114, 0.22);
}

.hero {
  position: relative;
  min-height: calc(100vh - 78px);
  display: grid;
  grid-template-columns: minmax(0, 1.08fr) minmax(360px, 0.48fr);
  align-items: center;
  gap: clamp(22px, 4vw, 56px);
  padding: clamp(36px, 6vw, 72px) clamp(18px, 5vw, 68px);
  overflow: hidden;
  background:
    linear-gradient(90deg, rgba(20, 16, 111, 0.92), rgba(15, 147, 203, 0.75) 48%, rgba(244, 249, 251, 0.88) 100%),
    var(--soft);
}

.hero-media {
  position: absolute;
  inset: 0;
  z-index: 0;
}

.hero-media img {
  width: 100%;
  height: 100%;
  object-fit: cover;
  object-position: 35% center;
  opacity: 0.58;
}

.hero-content,
.quote-card {
  position: relative;
  z-index: 1;
}

.hero-content {
  max-width: 720px;
  color: #ffffff;
}

.eyebrow,
.section-heading p,
.quote-heading span,
.cta-band p {
  margin: 0;
  color: #befff2;
  font-size: 0.84rem;
  font-weight: 900;
  letter-spacing: 0;
  text-transform: uppercase;
}

.hero h1 {
  margin: 14px 0 0;
  max-width: 13ch;
  font-size: clamp(2.55rem, 5.6vw, 5.25rem);
  line-height: 0.96;
  letter-spacing: 0;
}

.hero-lead {
  max-width: 58ch;
  margin: 24px 0 0;
  color: rgba(255, 255, 255, 0.9);
  font-size: clamp(1.02rem, 1.5vw, 1.22rem);
  line-height: 1.58;
}

.hero-actions {
  display: flex;
  flex-wrap: wrap;
  gap: 12px;
  margin-top: 30px;
}

.secondary-action {
  display: inline-flex;
  align-items: center;
  justify-content: center;
  min-height: 46px;
  border: 1px solid rgba(255, 255, 255, 0.62);
  border-radius: 6px;
  padding: 0 18px;
  color: #ffffff;
  font-weight: 900;
}

.hero-stats {
  display: grid;
  grid-template-columns: repeat(3, minmax(0, 1fr));
  gap: 1px;
  max-width: 620px;
  margin: 36px 0 0;
  border: 1px solid rgba(255, 255, 255, 0.22);
  border-radius: 8px;
  overflow: hidden;
  background: rgba(255, 255, 255, 0.16);
}

.hero-stats div {
  padding: 16px;
  background: rgba(13, 18, 36, 0.18);
}

.hero-stats dt {
  color: rgba(255, 255, 255, 0.7);
  font-size: 0.78rem;
  font-weight: 800;
}

.hero-stats dd {
  margin: 5px 0 0;
  color: #ffffff;
  font-size: 1.05rem;
  font-weight: 900;
}

.quote-card {
  width: 100%;
  padding: clamp(22px, 3vw, 34px);
  background: rgba(255, 255, 255, 0.96);
  border: 1px solid rgba(20, 16, 111, 0.12);
  border-radius: 8px;
  box-shadow: var(--shadow);
}

.quote-heading span {
  color: var(--blue);
}

.quote-heading h2 {
  margin: 8px 0 8px;
  color: var(--navy);
  font-size: clamp(1.55rem, 2.5vw, 2.15rem);
  line-height: 1.05;
  letter-spacing: 0;
}

.quote-heading p {
  margin: 0 0 22px;
  color: var(--muted);
  line-height: 1.45;
}

form {
  display: grid;
  gap: 14px;
}

label {
  display: grid;
  gap: 7px;
  color: #242b3e;
  font-size: 0.88rem;
  font-weight: 900;
}

input,
select {
  width: 100%;
  min-height: 46px;
  border: 1px solid var(--line);
  border-radius: 6px;
  padding: 0 13px;
  color: var(--ink);
  background: #ffffff;
  font: inherit;
  font-weight: 600;
  outline: none;
}

input:focus,
select:focus {
  border-color: var(--blue);
  box-shadow: 0 0 0 4px rgba(15, 147, 203, 0.14);
}

.form-grid {
  display: grid;
  grid-template-columns: 0.8fr 1.2fr;
  gap: 12px;
}

button {
  min-height: 50px;
  border: 0;
  border-radius: 6px;
  background: linear-gradient(135deg, var(--green), #169d8b);
  color: #ffffff;
  cursor: pointer;
  font: inherit;
  font-weight: 900;
}

.benefits {
  display: grid;
  grid-template-columns: repeat(3, minmax(0, 1fr));
  gap: 1px;
  background: var(--navy);
}

.benefits article {
  display: grid;
  gap: 8px;
  min-height: 150px;
  padding: 28px clamp(18px, 4vw, 46px);
  background: #ffffff;
}

.benefits strong {
  color: var(--navy);
  font-size: 1.1rem;
}

.benefits span {
  color: var(--muted);
  line-height: 1.55;
}

.section {
  padding: clamp(54px, 7vw, 92px) clamp(18px, 5vw, 68px);
}

.section-heading {
  max-width: 760px;
  margin-bottom: 30px;
}

.section-heading p {
  color: var(--blue);
}

.section-heading h2,
.cta-band h2 {
  margin: 8px 0 0;
  color: var(--navy);
  font-size: clamp(2rem, 4vw, 3.35rem);
  line-height: 1.02;
  letter-spacing: 0;
}

.section-heading span {
  display: block;
  max-width: 62ch;
  margin-top: 14px;
  color: var(--muted);
  line-height: 1.6;
}

.carrier-grid {
  display: grid;
  grid-template-columns: repeat(4, minmax(0, 1fr));
  gap: 12px;
}

.carrier-grid div {
  display: grid;
  place-items: center;
  min-height: 88px;
  border: 1px solid var(--line);
  border-radius: 8px;
  background: #ffffff;
  color: #26314c;
  text-align: center;
  font-weight: 900;
  box-shadow: 0 10px 24px rgba(19, 32, 53, 0.06);
}

.plan-section {
  background: var(--soft);
}

.plan-grid {
  display: grid;
  grid-template-columns: repeat(3, minmax(0, 1fr));
  gap: 18px;
}

.plan-grid article {
  min-height: 250px;
  padding: 28px;
  border: 1px solid rgba(15, 147, 203, 0.14);
  border-radius: 8px;
  background: #ffffff;
}

.plan-grid span {
  display: inline-grid;
  place-items: center;
  width: 44px;
  height: 44px;
  border-radius: 50%;
  background: rgba(31, 183, 114, 0.12);
  color: var(--green);
  font-weight: 900;
}

.plan-grid h3 {
  margin: 22px 0 10px;
  color: var(--navy);
  font-size: 1.35rem;
}

.plan-grid p {
  margin: 0;
  color: var(--muted);
  line-height: 1.6;
}

.cta-band {
  display: flex;
  align-items: center;
  justify-content: space-between;
  gap: 24px;
  padding: clamp(34px, 5vw, 56px) clamp(18px, 5vw, 68px);
  background: linear-gradient(135deg, var(--navy), var(--blue));
  color: #ffffff;
}

.cta-band p {
  color: #befff2;
}

.cta-band h2 {
  max-width: 760px;
  color: #ffffff;
}

.cta-band a {
  flex: 0 0 auto;
}

footer {
  display: flex;
  align-items: center;
  justify-content: space-between;
  gap: 22px;
  padding: 24px clamp(18px, 5vw, 68px);
  background: #0d1020;
  color: rgba(255, 255, 255, 0.76);
}

footer img {
  width: 134px;
  padding: 8px 10px;
  border-radius: 6px;
  background: #ffffff;
}

footer p {
  margin: 0;
  text-align: right;
}

@media (max-width: 980px) {
  .site-header {
    position: static;
  }

  .nav-links {
    display: none;
  }

  .hero {
    min-height: auto;
    grid-template-columns: 1fr;
  }

  .hero h1 {
    max-width: 12ch;
  }

  .quote-card {
    max-width: 640px;
  }

  .benefits,
  .plan-grid {
    grid-template-columns: 1fr;
  }

  .carrier-grid {
    grid-template-columns: repeat(2, minmax(0, 1fr));
  }

  .cta-band {
    align-items: flex-start;
    flex-direction: column;
  }
}

@media (max-width: 620px) {
  .site-header {
    align-items: flex-start;
    flex-direction: column;
    gap: 12px;
  }

  .brand img {
    width: 142px;
  }

  .header-action,
  .primary-action,
  .secondary-action,
  .cta-band a {
    width: 100%;
  }

  .hero {
    padding-top: 34px;
  }

  .hero-media img {
    object-position: center;
    opacity: 0.44;
  }

  .hero-stats,
  .form-grid,
  .carrier-grid {
    grid-template-columns: 1fr;
  }

  .hero-stats div {
    padding: 13px;
  }

  footer {
    align-items: flex-start;
    flex-direction: column;
  }

  footer p {
    text-align: left;
  }
}